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Due to the rising cost of health insurance, 1 out of 5 working Americans are uninsured, which risks their health and financial security. Essential StaffCare^sm is an employer sponsored group health plan with annual limits that keep it affordable. It is available with low group rates with no medical questions. Essential StaffCare helps you get professional medical attention to treat health conditions early, to keep you and your family healthy.

18,000 People Die Prematurely Each Year Because They Lack Health Insurance and Access to Professional Medical Care (Institute of Medicine; 2003)
Uninsured Women Are 50% More Likely To Die of Breast Cancer (New England Journal of Medicine, July 2002)
Uninsured People Are 50-100% Sicker By the Time They Get to the Hospital (JAMA, 2000)
Uninsured Pay Up to 3 Times as Much as Insured for Hospital Care Because They Don’t Have Access to Network Price Discounts (National Journal; October, 2003)

You must enroll for medical coverage in order to elect the dental, term life, disability and vision insurance benefits. The weekly premium will be automatically deducted from your paycheck. After enrolling and your first deduction, you will be mailed a personalized ID card that you can use when visiting doctors and hospitals. Network providers have agreed to negotiated price discounts and they will file claims for you. If you don’t have access to a network, that’s okay too, as there are no out-of-network penalties. However, negotiated price discounts are only available with network providers.

*Subject to plan exclusions and limitations. This is only a brief description of benefits. Please refer to your plan booklet for more details.

Insured by BCS Insurance Company and BCS Life Insurance Company. Administered by Planned Administrators, Inc., a wholly owned subsidiary of Blue Cross of South Carolina.

At Express Employment Professionals, our employees are our most valued asset. We know how important our employees are to the success of our company, and we thank you for your contribution to our company. To show our appreciation, we are offering a new limited health insurance program called Essential StaffCARE. Essential StaffCARE provides affordable health insurance protection for your and your family, and it is accepted by doctors and hospitals nationwide. In addition to getting a medical ID card, $15 doctor's office visits, hospitalization and prescription drug coverage, the PPO network discounts can save you up to 40% off of your health care bills. For more details, click on the Summary of Benefits link below.