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Express Short-Term Medical benefits (through Assurant) provide you with affordable basic health insurance with up to $2 million in coverage. The plan is simple and flexible, allowing you to design the coverage that is best for you.

Who is Eligible?

• Healthy individuals up to a maximum age limit of 64 and 11 months.
• Dependent children through age 18 (age 24 if a full-time student).
• Foreign residents living in the U.S. for at least one year, with proof of work authorization.

Short term medical insurance is offered through Assurant Health. Assurant Health has been in the insurance business since 1892 and was the first provider of temporary insurance in 1973. Assurant has remained a national leader in STM insurance ever since.

Short Term Medical insurance is often a lower-cost alternative to COBRA. However, if you purchase Short Term Medical rather than maintaining COBRA coverage, you may give up your rights to coverage for pre-existing conditions or guaranteed health insurance in the future.